Don't let upfront costs delay your solar transition. Our financing options make solar affordable for virtually every budget.
Solar financing makes clean energy accessible with immediate savings.
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Most solar financing options require a credit score of 650+ and a debt-to-income ratio below 45%. However, PACE financing prioritizes home equity over credit scores, offering alternatives for homeowners with limited credit. We work with multiple financing partners to accommodate various financial situations. During your consultation, we'll help determine the best financing option based on your specific circumstances without impacting your credit score.
Financing often makes more financial sense than cash purchase for most homeowners. With current solar loan interest rates between 2.99-6.99% and electricity savings typically delivering 10-15% returns, the math favors financing. By investing your capital elsewhere while solar loan payments remain lower than your electric bill savings, you maximize financial benefits. Our analysis shows most customers achieve better lifetime returns with strategic financing versus cash purchases.
Most solar loans are either unsecured personal loans or secured by the solar equipment itself, not your home. These loans don't impact your existing mortgage or create additional liens on your property. PACE financing is an exception, as it attaches to your property tax assessment. Solar installations typically increase property values by 3-4%, often adding more equity than the remaining loan balance—creating positive equity impact overall.